Cases of Coronary Artery Surgery, Vascular Surgery, Hodgkin's Disease, Acute Retention of urine more than 24 hrs., Acute Myocardial infarction, Acute Pneumonitis, Acute Respiratory Distress, Cancer, renal failure i.e. failure of both the kidney, Stroke,, Multiple Sclerosis, Meningitis, Major organ Transplants like Kidney ,Lungs, Pancreas, Heart, Liver or Bone Marrow, Accidents, Delivery, Tubal Pregnancy and related complication, swine flu, dengue fever, burst Appendicitis, Pancreatitis etc. can be covered under as cases of grave emergency.